Hest, Robert
Stewart, Andrea
CPS ASEC: 2023 National Health Insurance Coverage Estimates Remain Steady for Adults but Rise for Children
September 25, 2024:
This post is a part of our Survey Data Season series where we examine data from various surveys that are released annually from the summer through early fall. Find all of the Survey Data Season series posts on our Survey Data Season 2024 page here.
Today, September 10, 2024, the U.S. Census Bureau released an initial report containing data on health insurance coverage across the United States in 2023, drawn from the Current Population Survey Annual Social and Economic Supplement (CPS ASEC). This latest issue in the long-running line of Current Population Reports did not include any state-level estimates, as the Census Bureau plans to release those data from the American Community Survey (ACS) on Thursday, September 12, 2024.
The following blog post explores changes in national-level coverage rates by demographic characteristics such as age, employment, race and ethnicity, immigration status, poverty status, and Medicaid expansion status.
Uninsured Rates Across the Nation in 2023
Overall, data from the “Health Insurance Coverage in the United States” report highlights good news for 2023: the share of the total population without health insurance coverage remained statistically unchanged from 2022 at 8.0%, representing 26.4 million people. Nonelderly adults (age 19-64) similarly did not see any statistically significant change in their uninsurance rate from 2022 (10.8%) to 2023 (10.9%).
However, the report does note that the rate of uninsurance among children (age 0-18) rose significantly to 5.8% in 2023 from 5.4% in 2022.
The overarching stability of uninsured rates in 2023 for the total U.S. population held mostly true when looking across demographic groups, as well. The data show no significant changes for uninsurance among nonelderly adults and children for all measured racial and ethnic groups and by immigration status.
There were some slight changes in uninsurance by region, with both nonelderly adults and children in the Midwest seeing rate increases from 7.2% to 8.1% for the former and from 3.3% to 4.6% for the latter. Children in the West also experienced increasing uninsured rates from 4.2% in 2022 to 5.1% in 2023.
Changes in Uninsurance by Medicaid Expansion Status and Poverty Level
The one subcategory to experience any larger changes in 2023 was uninsurance for individuals in states that have or have not expanded Medicaid.
The rate of uninsurance among nonelderly adults in Medicaid expansion states rose to 8.9% in 2023 from 8.4% in 2022. The rate among those in nonexpansion states remained statistically unchanged at 15.5%. Among children, the rate of uninsurance rose to 4.6% in expansion states (from 4.1%) and was unchanged in nonexpansion states at 8.3%.
Rate of Uninsurance for Nonelderly Adults in Expansion States by Income Level
The rate of uninsurance among nonelderly adults in expansion states with incomes between 100% and 399% of the poverty level rose to 13.3% in 2023 from 12.4% in 2022. The rate of uninsurance among nonelderly adults in expansion states was unchanged among those with incomes below 100% of the poverty level (18.7%) and among those at or above 400% of the poverty level (3.5%).
Rate of Uninsurance for Nonelderly Adults in Nonexpansion States By Income Level
The rate of uninsurance among nonelderly adults in nonexpansion states with incomes below 100% of the poverty level fell to 32.5% in 2023 from 37.9% in 2022. The rate of uninsurance among nonelderly adults in nonexpansion states was unchanged among those with incomes between 100% and 399% of the poverty level (21.4%) and at or above 400% of the poverty level (5.4%).
Public and Private Coverage Across the Nation in 2023
Among all persons, overall rates of public coverage and private coverage in 2023 remained unchanged at 36.4% and 65.4%, respectively. Much like uninsured rates, rates of public and private coverage remained steady across demographic groups by race and ethnicity, immigration status, and even mostly across Medicaid expansion status.
The only exception of note was in expansion states, which saw a decrease in rates of private coverage, falling 0.7 percentage points to 65.9% in 2023. (The rate of public coverage remained unchanged at 37.8%.)
Changes in Employment-Based, Medicaid, and Medicare Coverage
However, there was more change in coverage when looking at specific types of private and public coverage.
Within private coverage types, the rate of employment-based coverage fell 0.7 percentage points to 53.7% in 2023 while the rate of direct purchase and Marketplace coverage each increased to 10.2% (0.3 percentage point increase) and 4.0% (0.4 percentage point increase), respectively.
Within public coverage types, the rate of Medicare coverage increased 0.2 percentage points to 18.9% while the rate of Medicaid coverage was unchanged at 18.9%.
Image Text: Health Insurance Coverage by Employment Status for Nonelderly Adults in 2023: Among nonelderly adults who worked full-time, year-round, the rate of uninsurance increased to 8.9% in 2023 from 8.4% in 2022. However, the rate of uninsurance actually decreased to 12.9% from 13.8% among those who worked less than full-time, year-round. Rates were unchanged among those who did not work (14.7%) and among all workers (10.0%). There was no change in rates of either private or public coverage among all workers; those who worked full-time, year-round; those who worked less than full-time, year-round; and those who did not work.
COVID-19 Public Health Emergency, Medicaid Unwinding, and Related Impacts
Concluding the Continuous Coverage Requirement and the Medicaid Unwinding
The continuous coverage requirement that prevented states from terminating individuals’ Medicaid coverage during the COVID-19 pandemic ended on March 31, 2023. The resumption of Medicaid eligibility redeterminations and renewals (and potential disenrollments), a process commonly referred to as the “unwinding,” began on April 1, 2023 and has since ended on June 30, 2024.
Each state was given a 14-month period to navigate returning to normal operations while also meeting reporting requirements set by the Centers for Medicare & Medicaid Services (CMS), such as submitting monthly “Unwinding Data Reports,” in order to publicly share coverage transitions and outcomes data during this time. Though the unwinding period has come to a close, a May 30, 2024, State Health Official (SHO) letter announced that CMS will extend these requirements for the foreseeable future. Beginning on July 1, 2024, all states are expected to continue to submit certain metrics contained in the Unwinding Data Report, now referred to as an “Eligibility Processing Report,” on an ongoing basis.
For more information on the post-unwinding period and reporting process, see a recent blog written by SHADAC researchers for State Health & Value Strategies:
Unwinding Ends, but States’ Reporting of Medicaid Renewal Data Continues (SHVS Cross-Post)
It is important to note that full-year 2023 estimates from all surveys, including the CPS and ACS, will not be fully reflective of a Medicaid unwinding process that began mid-year. However, provisional data from sources like the Census Bureau’s Household Pulse Survey, can give us an indicator of coverage trends during this time.
If you are interested in learning more, SHADAC researchers have compiled a clear, concise, and informative data resource that can be found here:
Tracking Health Insurance Coverage During the Unwinding: Monthly Data from the Household Pulse Survey
CPS ASEC Data Collection - Response Rates and Nonresponse Bias
Continuing a trend that began in 2020 during the COVID-19 pandemic, Census Bureau researchers once again noted an issue of lower response rates for the CPS ASEC this year (67.2% in March 2024 compared to 81.5% in March 2019). While a newly published CPS companion blog from Census points out that low response rates in and of themselves are not inherently problematic, issues can arise when certain types of respondents are overrepresented in the data as compared to nonrespondents.
For example, starting in 2020, the CPS ASEC began to see more respondents with reported higher earnings than in years prior, and Census researchers have found that differences in median earnings between respondents and nonrespondents were statistically significant in each year since 2019 (2020-2024). This difference has the potential to, in turn, affect overall income and poverty estimates.
The Census Bureau has continued to monitor these issues since they first arose during the COVID-19 pandemic, and has begun to develop a number of methods to address them, including combining data from different sources to produce improved estimates of the income distribution as well as creating and employing an alternative weighting scheme.
Related Releases and Materials
As previously mentioned, the Census Bureau released 2023 estimates from the American Community Survey (ACS) - including coverage rates at the state level - on Thursday, September 12, 2024. SHADAC has now created and released a blog post analyzing the new ACS data.
You can check for other updates on our Survey Data Season 2024 Resource Page.
On Thursday, September 26th at 1:00 PM CST, SHADAC will host a webinar covering the release of new Census data on health insurance coverage estimates for 2023. The estimates come from two key federal surveys conducted by the U.S. Census Bureau: The American Community Survey (ACS) and the Current Population Survey (CPS).
SHADAC researchers and presenters Robert Hest and Andrea Stewart will discuss the 2023 health insurance data at national and state levels, as well as by coverage type, and a range of other demographic categories (age, geography, poverty level, and more).
In addition, SHADAC will walk through how to access the data and examples of how to use it to answer research questions. We are also pleased to once again welcome a special guest from the Census Bureau, Sharon Stern, who will join us to answer questions from attendees after the presentation.
Notes
- All changes are tested at the 90% confidence level.
- All estimates come from the 2023 and 2024 Current Population Survey Annual Social and Economic Supplements, which provide data for years 2022 and 2023, respectively.
- Uninsured estimates represent individuals with no health insurance coverage for the entire calendar year.
- Estimates of health insurance coverage type represent individuals with that type of coverage at any point during the calendar year. Types of health insurance coverage are not mutually exclusive.