SHADAC Staff

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Now Available on State Health Compare: New and Updated Data on Measures of Availability, Cost, and Enrollment for Employer-sponsored Insurance (ESI)

SHADAC has updated four measures and added one new measure regarding employer-sponsored insurance (ESI) on our State Health Compare website to include the latest available data for calendar year 2018. The following measures have been updated:

• Workers in Establishments that Offer Coverage

Available for all states from 2003 to 2018, this measure reports the percent of workers whose employer offers health insurance coverage to employees, and can be broken down by firm size. Partial data is also available for 2002.

• Average Annual ESI Premium

This measure reports the average annual premium for private-sector workers who get health insurance through their employer. The measure is available for all states from 2003 to 2018 and can be broken down by plan type (family or single). Partial data is available for 2002.

• Average Annual ESI Deductible (NEW)

This new measure reports the average annual deductible for private-sector workers who receive a health insurance plan through their employer that has a deductible. The measure is available for all states from 2003 to 2018 and can be broken down by plan type (family or single). Partial data is available for 2002.

• Employee Contributions to Premiums

This measure reports the percent of annual premiums contributed by private-sector workers who get health insurance through their employer. The measure is available for all states from 2003 to 2018 and can be broken down by plan type (family or single). Partial data is available for 2002.

• High-Deductible Health Plans

This measure reports the percent of private-sector employees enrolled in high-deductible health insurance plans. High-deductible health plans are defined as plans that meet the minimum deductible amount required for Health Savings Account (HSA) eligibility (e.g., $1,350 for an individual and $2,700 for a family in 2018). The measure is available for all states from 2012 to 2018 and can be broken down by firm size.

Explore these new and updated estimates on State Health Compare.

SHADAC will shortly be releasing its annual ESI report using these measures to highlight the experiences of private-sector employees with employer-sponsored coverage for 2014-2018, as well as examining trends from 2017 to 2018. For an example of last year’s report, visit our 2017 ESI homepage.

Sources

Each of these State Health Compare estimates comes from the Medical Expenditure Panel Survey - Insurance Component (MEPS-IC), Agency for Healthcare Research and Quality (AHRQ), and the Center for Financing, Access and Cost Trends (CFACT).